IGRAD

Module 1: Smart Borrowing

Module 1 is composed of 7 steps. Step 1 consists of a survey. Step 2 consists of taking a pretest.  Step 3and step6 is infographic and step 4 makes you watch video, as well as step 5. The last steps makes you take a quiz to evaluate what you learned in the previous tabs. The main goal of this module is to help students avoid having repayment troubles regarding their loans. It teaches you how to limit your debt and prepare for repayments.  It explains the consequences of not paying your loans. 

My score on the quiz in step 7 is 83%. 

Reflection:

I honestly thought that my score would not be lower than 90, but I guess I was wrong. Module 1 is very informative and useful. Even though I do not takes loans, it was still useful information. 

Module 1: Freshman Financial Fundamentals

This module talks about freshmen financial fundamentals. It informs you on your rights and responsibilities regarding student loans. It has the same purpose as the previous module. It is composed of 7 steps. Step 1 consists of a survey. Step 2 consists of taking a pretest.  Step 3and step6 is infographic and step 4 makes you watch video, as well as step 6. In step 5, you have to calculate how much debt your income will cover. The last steps makes you take a quiz to evaluate what you learned in the previous tabs. My score for this module was 100.

Reflection: When I tried calculating how much debt my income would cover, the website was not working so I skipped it. The information I was using was fake, since I do not take loans. 

Financial Literacy:

Module 1: Financial Health

In this module there are 5 steps to complete. The steps include a survey completion, calculating, watching videos and taking a quiz. This module helps you determine if you are in control of your finances. My score on the quiz is 83%.

Module 2: Smart Spending

Module 2 talks about smart spending and budgeting. These topics are very useful to college students before the enter the real world. Budgeting helps you reduce your expenses and keep track of your money. There are 5 steps to complete in this module. Step 1 is a survey, while step 2 is a pre-test. For step 3, we have to watch a video and step for asks us to calculate our credit. I completed this module a score of 83.

Reflection : My score could have been better if I had read the some of the questions well. 

Module 3: Student Loans

This course teaches you about student loans. There are 6 steps to this course. The first one is a survey. It is then followed by a pretest. Step 3 consists of an informative video and step 4 is a calculator for   as well as step 5. Step 6 requires the completion of a quiz. My score on the quiz was 67%.

Reflection: I thought I would at least get an 80 on the quiz. There were many things I didn't know regarding student loans. 

Module 4: Banking

 In order to complete this model, there are 5 steps to follow. Step 1 is a survey, while step 2 is a pre-test. For step 3, we have to watch a video and step for asks us to calculate our credit. I completed this module a score of 67%.

Reflection : It is not my best work.

Module 5: Credit Cards

Module 5 informs you how to use your credit card in order to have or improve your credit score and minimize your debt. Step 1 is a survey, while step 2 is a pre-test. For step 3, we have to watch a video and step for asks us to calculate our credit. I completed this module with a score of 100.

Reflection: I actually was excited to get 100% on the quiz.